Deposit Rates
|
Rate |
APY |
Min |
| Savings |
0.35% |
0.35% |
$5 |
| 6 |
.50% |
.50% |
$1,000 |
| 12 |
.65% |
.65% |
$1,000 |
| 24 |
1.00% |
1.00% |
$1,000 |
Penalty for early CD withdrawal.
All Dividends Compounded Quarterly.
Rates subject to change at Board discretion.
Savings Rate for Quarter End Mar 2013
Loan Rates
| Loan |
APR |
Term (Mths) |
Available |
| Tornado Shelter |
3.00% |
60 |
$4,000 |
| New Car |
3.25% |
60/72* |
100% of MSRP |
| Used Car |
3.50% |
36/48/60* |
NADA or Kelley |
| New Watercraft/ATV/Cycle |
6% |
36/48* |
100% of MSRP |
| Motor Hm/New WC $7.5K+ |
6% |
60 |
NADA or Kelley |
| Computer |
6% |
24 |
100% of Sale Sheet |
| Other Collateral |
7% |
36 |
NADA or Kelley |
| Used Boat $5K+ |
8% |
48 |
NADA or Kelley |
| Christmas |
9% |
12 |
$1,000 |
| Signature |
10% |
36 |
up to $3,500 |
| Secured Share |
Share + 1% |
--- |
100% of Shares |
| Secured CD |
CD + 1% |
--- |
100% of CD |
Rates subject to change. Loans subject to approval.
New Car: 72 Mths if +$30,000. -15,000 Miles.
Used Car: 36 Mths if -$10,000
48 Mths if +$10,000
60 Mths if +$15,000
New WC/ATV/Cycle: 48 Mths +$5,000
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